Debt Reduction Consolidation

Debt: An amount owed to a person or company for funds borrowed. Debt can be represented by a loan, bond, mortgage or other forms stating repayment terms and interest requirements. These different forms all imply intent to pay back an amount owed by a specific date, which is set forth in the repayment terms.

Debt Advice: Term used when a person or entity seeks help from another source regarding debt.

Debt Consolidation: Term used to describe services that assist in cosolidating debt, usually involves getting a loan.

Debt Counseling: Term used to describe services that assist in lowering debt.

Debt Elimination: Term used when a person or entity eliminates the amount of debt owed.

Debt Free: Term used when a person or entity has no outstanding financial obligations. Click here for a quote and be debt free!

Debt Help: A term used to describe services that assist in lowering debt.

Debt Reduction: a transaction which involves a reduction in the face value of an outstanding debt.

Debt Relief: A term used variously to refer to rescheduling and refinancing, debt reduction and debt settlement or both.

Debt Management: An act of taking control over your finances and your money.

Debt Management Program: Services that assist in gaining control over finances and debt.

Debt Settlement: Service provided to negotiate a settlement of the total amount owed. Rapidly becoming the top method used by consumers to resolve their debt. Settlements are typically thousands off the total principal balance and consumers generally become debt free in 12-36 months.

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